2010 EFERMA Conference Proceedings

The full submission is available by clicking on the title of the presentation.

WEDNESDAY PM (5:00 - 6:00) - Opening Session & Keynote Address


Financial Literacy in the 21st Century: Challenges & Opportunities Dr. Tahira Hira, Iowa State University

Moderator: Michael Rupured, University of Georgia

 

THURSDAY AM (8:30 - 10:00) - Concurrent Session 1


Group 1

 

Investing for Farm Families Online Course (EP), Nancy Porter, Clemson University, and Barbara O'Neill, Rutgers University

Smart Investing @ Your Library (EP), Pat Swanson and Cynthia Needles Fletcher, Iowa State University

Moderator: Ray Forgue, University of Kentucky

Group 2

 

Shared Values and Goals: Toward a Theory of Couples' Financial Satisfaction (RP), Kristy L. Archuleta, John Grable, and Sonya L. Britt, Kansas State University

The Small Steps to Health and Wealth Challenge: An Online Tool to Motivate Consumers to Positive Behavior Changes (EP), Barbara O'Neill and Karen Ensle, Rutgers University

Moderator: Anne Sweaney, University of Georgia

Group 3

 

Strategies to Achieve and Implement a Required Personal Finance Course in High Schools (EP), Ann Berry and Jane Gault, University of Tennessee

Get Real - Here's the Deal (EP), Laura Connerly, University of Arkansas

Moderator: Teresa Mauldin, University of Georgia

THURSDAY AM (10:30 – 12:00) - Concurrent Session 2


Group 1

 

Your Money Your Future: Financial Education for Middle School Youth (EP), Rachel Hubbard, Melinda Miller, Michael Rupured, and Kris Peavy, University of Georgia Cooperative Extension

Sharing Our Selves (SOS) for America's Future (WIP), Heather Williams, Austin Suggs, Antoine Jefferson, Katie Comer, Anna McIntyre, and Josh Paine and Michael Rupured, University of Georgia Collegiate 4-H

Evaluating Your Money Your Future: Examining Analysis Plans (WIP), Virginia Dick, Joseph Goetz, and Michael Rupured, Univeristy of Georgia

Moderator: Michael Rupured, University of Georgia

Group 2

 

College Student Persistence to Degree: The Burden of Debt (RP), Cliff Robb, Beth Moody, and Mohamed AbdelGhany, University of Alabama

Engaging a College Student Audience in Investor Education (EP), Dena Wise, University of Tennessee

Moderator: Brenda Cude, University of Georgia

Group 3

 

Experiencing eXtension Online Professional Development Course (EP), Nancy Porter, Clemson University

10 Things You Should Know about Teaching Online (EP), Sharon DeVaney, Purdue University, Sophia Anong, Virginia Tech, and Pat Fisher, Virginia Tech

Moderator: Barbara O'Neill, Rutgers University

THURSDAY PM (1:00 – 2:30) - Concurrent Session 3


Group 1

 

Making the Most of My Money: Helping Non-Violent Defendants Change Their Financial Lives (EP), Kisha Faulk, University of Georgia

Using Online Videos for Adult Peer Financial Education (EP), Susan Cosgrove, Rita Green, Charlestien Harris, Teresa Lyle, Shretta Varnado, and Bobbie Shaffett, Mississippi State University

Moderator: Laura Connerly, University of Arkansas

Group 2

 

The Presence of Family Management Skills Among Low-Income Rural Women: Implications for Behavioral Outcomes in Children (RP), Holly Hatton, University of California-Davis, Karen Varcoe, University of California-Riverside, and Lenna Ontai, University of California-Davis

Exploring Family Economic Hardship in the South: Analysis by Poverty Status (WIP), Yoko Mimura, University of Georgia

Moderator: Aimee Prawitz, Northern Illinois University

Group 3

 

Disconnect Between Parents' Attitudes about Children Saving and the Actual Savings Incidence: Kids' Saving in Five Public Elementary Schools (RP), Michael Cheang, University of Hawaii

Does Age Really Matter: An Analysis of Age and Savings Behavior Among Tennesseans (WIP), Christopher Sneed and Dena Wise, University of Tennessee

Moderator: Irene Leech, Virginia Tech

THURSDAY PM 2:30
POSTER SESSION

 

  1. Blue Plate Special: A Female Entrepreneur and Her Food Service Niche, Millie Coleman, Christopher Sweat and Sharon Nickols, University of Georgia

  2. Credit CARD Decisions: Understanding the Credit CARD Act of 2009, Carolyn Bird, North Carolina State University

  3. Attitudes of College Students Toward Credit Cards: A Comparison of Credit Card User Types, Aimee Prawitz and Jamie Richter, Northern Illinois University

  4. Later Life Farming: Retirement and Succession Concerns of Farm Households, Barbara O'Neill, Stephen J. Komar, Robin Brumfield, and Robert Mickel, Rutgers University

  5. Employee Financial Distress, Emotional Health Risk, and Absenteeism, Aimee Prawitz, Northern Illinois University, George Haynes, Montana State University, E. Thomas Garman, Virginia Tech University, Pete Shatwell, Kyle C, Hanson, and Earl. W. Hanson, TwoMedicine Health and Financial Fitness

  6. Money Matters Abroad: A Need to Prepare Students for Spending Money Abroad, Brenda Cude, Melissa Wilmarth, Meg Shepard, University of Georgia

  7. Identity Theft: Detect, Deter, Defend, Renee Dotson, University of Georgia

  8. Using Debit Cards Wisely, Susan Cosgrove and Bobby Dixon Shaffett, Mississippi State University

  9. Project MONEY, Kris Peavy, University of Georgia

 

THURSDAY PM (3:00 to 4:30) - Keystone Session 1


Group 1

 

Who Says? The Use of Peer Review by Public and Private Organizations to Create "Unbiased" Consumer Education Materials, Brenda Cude University of Georgia, Pat Swanson, Iowa State University, and Karrol Kitt, University of Texas

Group 2

 

Tools for Analyzing Consumer Spending: Recent Research and Applications Using the Consumer Expenditure Survey, Geoffrey Paulin and Jeff Crilley, U.S. Bureau of Labor Statistics

Moderator: Cliff Robb, University of Alabama

 

Friday AM (8:00 to 9:30) - Concurrent Session 4


Group 1

 

Triage to Transformation: Responding to Clients' Needs in Tough Times (EP), Dena Wise, Ann Berry, June Puett, Nancy Rucker, and Christopher Sneed, University of Tennessee

When Your Income Drops: Information for Recently Unemployed Households (EP), Christa Campbell, Andrea Scarrow, Michael Rupured, Joan Koonce, and Pamela Turner, University of Georgia Cooperative Extension

Moderator: Bobbie Shaffett, Mississippi State University

Group 2

 

T3: An Interactive Personal Finance Training Program for Teachers (EP), Barbara O'Neill, Rutgers University

Cooking with Gas: The Role of Home Economists in the Adoption of Natural Gas and Natural Gas Appliances, Melissa Casey, Rachel Deal, Renecia Lovelace, Doneshia Starling and Sharon Nickols, University of Georgia

Moderator: Sharon Devaney, Purdue University

Group 3

 

Retirement and the Cost of Caregiving (EP), Carolyn Bird, North Carolina State University and Ann Berry, University of Tennessee

Unlocking the Underutilized Potential of Housing Assistance Programs (EP), Andrew Carswell, University of Georgia

Moderator: Yoko Mimura, University of Georgia

FRIDAY AM (9:30 to 10:30) - Keystone Session 2


Group 1

 

What You Need to Know about New Credit Card Rules, Jeannette Bennett, Federal Reserve Bank of Saint Louis-Memphis Branch and Jackie Morgan, Federal Reserve Bank of Atlanta-Nashville Branch

Group 2

 

"The Complex Nature of Savings: Psychological and Economic Factors" Multistate Research Project, Teresa Mauldin, University of Georgia; Michael Gutter, University of Florida; Diann Moorman, University of Georgia; and Yoko Mimura, University of Georgia

FRIDAY AM (11:00 to 12:00) - Closing Panel


 

Financial Literacy in the 21st Century: Challenges and Opportunities

Panelists:
Tahira Hira, Iowa State University
Ted Daniels, Society for Financial Education and Professional Development
Todd Harrison, Minyanville Media, Inc.
Jeannette Bennett, Federal Reserve Bank of Saint Louis-Memphis Branch

Moderator: Elizabeth Dolan, University of New Hampshire

 

 

P Educational Program Resource Exchange

IP Research in Progress

RP Refereed Paper